UMKM Credit-Risk Model Evaluation

Model Sandbox

Each dropdown change reloads the selected bundle’s exact feature count, model, and typed input contract.

Feature branchModel type

65 raw inputs · diagnostic synthetic not deployment eligible

Max Dpd 12MRequested Loan To Revenue RatioRequested Loan To Operating Cashflow RatioDebt Service Coverage RatioInstallment To Operating Cashflow RatioInstallment To Bank Inflow RatioPositive Cashflow Month Ratio 6MNegative Cashflow Month Count 6MDebit Credit Ratio 6MWorst Collectability 12MRequested Tenor MonthsAvg Monthly Net Cashflow 6MActive Lender CountBusiness SectorCredit History Length MonthsDigital Channel Ratio 6MLargest Lender Outstanding RatioGross MarginMonthly Net CashflowOperating Cashflow To DebtMonths Since Latest CreditOperating Cashflow RatioLate Payment Count 12MRepayment Performance Facility CountBounced Transaction Count 6MInterest Coverage RatioTotal Transaction Count 6MBusiness CapitalGross ProfitInvoice Paid Ratio 12MOperating Profit ProxyTotal Outstanding To Revenue RatioLong Term DebtDays Inventory OutstandingTotal AssetsOriginal Tenor MonthsTotal EquityBusiness ScaleCurrent LiabilitiesAvg Daily Balance 6MRevolving Utilization RatioBusiness Age MonthsCashflow MarginDays Payables OutstandingOperating MarginRequested Loan To Assets RatioLate Payment Event Count 6MAccount ReceivableKbli CodeFacility Age MonthsReceivable To Revenue RatioSettled On Time Facility CountCost Of Goods SoldCapital To Total Debt RatioAnnual Operating CashflowActive Transaction Days 6MLifetime Max DpdAnnual Net ProfitCurrent Max DpdAvg Credit Transaction Amount 6MClean Settlement RatioActive Facility CountInventory ValueReturned Payment Ratio 6MReturned Payment Amount 6M